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If something were
to suddenly happen to you, your family might have
to hire others to take on some of your daily
activities. You'd be surprised at how all you do
adds up!
- To see just how much, estimate the number of
hours per week that you spend on each of the
activities below. Default number of hours per week
and hourly rate are based on national averages.
Then select the number of years you expect to provide each service.
- The final cost will then be part of the
calculation of how much life insurance you need.
Even if you earn no income, insurers generally
allow you to get as much life insurance as your
working spouse has.
- To get a full picture of your insurance
needs, be sure to look at your spouse's life
insurance coverage, too.
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 Help |
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| Services |
Hours
per Week |
Hourly Rate1
Navigate to Discription of disclaimer one
|
Estimated
Weekly Cost |
Number
of Years |
Estimated Total
Cost |
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| Child-Related
Services |
Select expected number of years: |
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Hours per week for Child Care
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Hourly rate for Child Care
|
Estimated Weekly Cost for Child Care
|
Expected Number of years for Child Care
|
Estimated Total Cost for Child Care
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Hours per week for Driving Family Members
|
Hourly rate for Driving Family Members
|
Estimated Weekly Cost for Driving Family Members
|
Expected Number of years for Driving Family Members
|
Estimated Total Cost for Driving Family Members
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Hours per week for Tutoring / Home Schooling
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Hourly rate for Tutoring or Home Schooling
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Estimated Weekly Cost for Tutoring or Home Schooling
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Expected Number of years for Tutoring or Home Schooling
|
Estimated Total Cost for Tutoring or Home Schooling
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| Other
Services |
Select expected number of years: |
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Hours per week for Housekeeping / Home Mgmt
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Hourly rate for Housekeeping and Home Management
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Estimated Weekly Cost for Housekeeping and Home Management
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Expected Number of years for Housekeeping and Home Management
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Estimated Total Cost for Housekeeping and Home Management
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Hours per week for Food Preparation
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Hourly rate for Food Preparation
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Estimated Weekly Cost for Food Preparation
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Expected Number of years for Food Preparation
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Estimated Total Cost for Food Preparation
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Hours per week for Bookkeeping
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Hourly rate for Bookkeeping
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Estimated Weekly Cost for Bookkeeping
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Expected Number of years for Bookkeeping
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Estimated Total Cost for Bookkeeping
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Hours per week for Yard Care and Maintenance
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Hourly rate for Yard Care and Maintenance
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Estimated Weekly Cost for Yard Care and Maintenance
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Expected Number of years for Yard Care and Maintenance
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Estimated Total Cost for Yard Care and Maintenance
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Hours per week for Home Maintenance and Repair
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Hourly rate for Home Maintenance and Repair
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Estimated Weekly Cost for Home Maintenance and Repair
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Expected Number of years for Home Maintenance and Repair
|
Estimated Total Cost for Home Maintenance and Repair
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Hours per week for Care of a Parent or Relative
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Hourly rate for Care of a Parent or Relative
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Estimated Weekly Cost for Care of a Parent or Relative
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Expected Number of years for Care of a Parent or Relative
|
Estimated Total Cost for Care of a Parent or Relative
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Hours per week for first miscellaneous activity
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Hourly rate for first miscellaneous activity
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Estimated Weekly Cost for first miscellaneous activity
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Expected Number of years for first miscellaneous activity
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Estimated Total Cost for first miscellaneous activity
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Hours per week for second miscellaneous activity
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Hourly rate for second miscellaneous activity
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Estimated Weekly Cost for second miscellaneous activity
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Expected Number of years for second miscellaneous activity
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Estimated Total Cost for second miscellaneous activity
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| Total Estimated
Costs |
Total Estimated Cost of Daily Activities You Do
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